CFDRC offers a variety of benefits to meet your personal needs. Medical Coverage is available for you, your spouse, and your dependent children.

Retirement Plans

CFDRC offers two plans that are designed to build an employee's retirement nest egg while enjoying significant current and ongoing tax benefits.

Retirement Savings Plan / 401(k)

CFDRC offers a Retirement Savings Plan, or a 401(k) plan for all employees. Under this plan, an employee may elect to defer a portion of their salary, to be deposited into a self directed retirement account. These dollars are deducted on a pre-tax basis. Eligibility for this plan begins at the start of the first quarter following six months of employment with CFDRC. For every dollar an employee contributes to the plan, CFDRC will match 50 cents, up to 3 percent of salary.

Retirement Profit Sharing Plan

CFDRC has a Profit Sharing Plan for all employees. At the end of each calendar year, a fixed percentage of qualified salaries will be deposited into each eligible employee's retirement account. The annual contribution percentage is based on the Companys performance. Eligibility for this plan begins at the start of the first quarter following six months of employment.

Medical, Dental, and Life Insurance Plans:

• Medical Plan Includes drug and vision benefits
  
• Dental Plan Includes orthodontics for dependent children
  
• Company Paid Long Term Disability Insurance
  
• Company Paid Employee Accidental Death and Dismemberment Insurance
  
• Employee paid supplemental life insurance
  
• Employee paid supplemental dependent life insurance

Holidays, Vacation, and Sick Leave

CFDRC employees receive nine paid holidays per year. Seven are company scheduled and two are floating holiday's. CFDRC provides paid vacation from 2 to 4 weeks per year, depending upon the length of service at CFDRC. A provision of ten days per year is made for sick leave.

Tuition Reimbursement Plan

A tuition reimbursement plan is available for all full-time employees.

For further details, please contact our HR Department. exh@cfdrc.com

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